CARMONA ESTATES OAKWOOD 4BR 2T&B 2CAR GARAGE FLOOR AREA 104SQM LOTAREA 88SQM WIDE BIG BALCONY CAVITE PHILIPPINES BEST BUY AFFORDABLE OFW INVESTMENT RETIREES BIG BUSINESS POTENTIAL NEAR MAKATI AIRPORT ALABANG STA. ROSA SAFE SECURED 24HOURS 1.6M. 4BR/2T&B
1,625,000/house
20,333.33/mo Bank DP Promo for 15mos
13,507/mo Bank Amort for 25yrs.
Lot Area: 88sqm-House Area: 104sqm
30mins from Makati via Southexpressway
20,000 to Reserve
Single Detached House & Lot Package
Available thru Bank & Inhouse or Pag-ibig Financing
SPECIAL PROMO
FOR JULY 19- AUGUST 31 2009 ONLY!
30% Discount on Reservation Fee!
Downpayment Payable Up To 15 Months!
(Your Best Chance To Own A Dreamhouse For Your Family)
TODAY’S BEST INVESTMENT..YOUR PERFECT FAMILY HOME!
Ideal For First Home.....A Holiday Home
Retirees Haven Or A Rental Investment
* LOCATION.................Houses at Carmona Estate. A Peaceful Community, Away From The Noise and Chaos of Traditional Urban Setting! A Golf Course, Shopping Center, Good School Are Just Nearby. This house for sale is just 30 Mins From Makati. 5 Minutes from Carmona Market.
* GETTING YOUR MONEY'S WORTH....Excellent Investment In Excellent Location. Spacious 4 Bedrooms & 2 Toilet & Bath, Large or Wide Balcony For Your Entertaining Pleasure, Ample Space For Your Garden and Lanai.
* AFFORDABILITY..............Compare This House For Sale With Other Housing Projects, For Value For Money! Price, Size, Quality and Location. Longest Downpayment Period Of Up To 18 Months Without Interest. Bank & Pag-ibig & In-house Financing Accepted. Easy Housing Loan Processing. House construction starts while on downpayment period. Only here at The Oaks Village @ Carmona Estates.
* QUALITY...........................Low Maintenance. Solid Construction, Attention To Details & Specification. Built ByHOUSING AND LAND USE REGULATORY BOARD 2006 Leading Developer Awardee For Economic Housing Region 4A.
* CONVINIENCE..................Quite, Safe and Secure! Complete Amenities -- Swimming Pool, Multi-Purpose Clubhouse, Basketball Court, Elegant Entrance Gate Guarded 24/7, Roman Catholic Church, Children's Playground & Picnic Area and Provision for Shuttle Service.
* COMFORT & STYLE....."I'M HOME" This is it! It's Peace of Mind Your Family Can Grow Up In An Uncertain World. TRULY A MASTER PLAN COMMUNITY...IN A 150 Hectare Lot!
GROUND FLOOR: 1 Bedroom / 1 Toilet & Bath
SECOND FLOOR: 3 Bedroom / 1 Toilet & Bath/Wide Balcony
AVERAGE LOT CUTS: 88 square meters only
AVERAGE HOUSE AREAS: 104 square meters only
FRONTAGE: 2 Meters Easement from Next House
Balcony is Attached to the Next House
House is Attached Only to Next House at the Back
Please see Photo Below of Oakwood House for Sale Actual Construction
@ The Oaks Village Phase 1 - 3.
PAYMENT OPTION I
OAKWOOD B MODEL - BANK FINANCING
Location: Oaks Village 3
(This Inner House Will Be Ready for Occupancy in 18-21 Mos.)
Lot Area: 88 square meters
Floor Area: 104 square meters
Location: Block 2 & 3 - Phase 3
INNER UNIT FACING 8 METERS WIDE ROAD
Selling Price.............................Php 1,625,000.00
20% downpayment............................325,000.00
Less: Reservation..................................20,000.00
Net Downpayment...............................305,000.00
(Net DP payable in 15 mos. W/out Interest)
Monthly DP if Paid in 15 mos...........20,333.33
80% BALANCE.................................1,300,000.00
Add: Processing fee...........................130,000.00
Total Balance Loanable..................1,430,000.00
BANK MONTHLY AMORTIZATION
5 yrs @10.5 %..................................…30,736.00
10 yrs @ 10.5%..................................19,295.00
15 yrs.@ 10.5%...................................15,807.00
20 yrs@ 10.5%....................................14,276.00
25 yrs@ 10.5........................................13,507.00
IMPORTANT NOTES:
* Price of Oakwood House Model is different in every block:
* Block 4 - Php1,635,000.00 (Facing WEst)
* Block 5 - Php1,665,000.00 (Facing WEst) - Php1,679,000.00 (Facing East)
* Block 6 - Php1,675,000.00 (Facing WEst)
* Block 7 - Php1,675,000.00 (Facing West) - Php1,689,000.00 (Facing East)
* Block 8 - Php1,689,000.00 (Facing West) - Php1,699,000.00 (Facing East)
* Corner lots cost higher because it has bigger lot area.
* Price range OF CORNER LOTS: Php1.9M - up.
* Fire and MRI insurance not included in amortization.
* Processing Fees includes Transfer of Title.
* Interest rate is reference only.
* Prevailing interest rate will apply upon loan takeout.
* Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
* Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.).
PAYMENT OPTION 2
OAKWOOD B MODEL - INHOUSE/PAG-IBIG FINANCING
Location: Oaks Village 3
(This Inner House Will Be Ready for Occupancy in 18-20 Mos.)
Lot Area: 88 square meters
Floor Area: 104 square meters
Location: Block 2 - Phase 3
INNER UNIT FACING 8 METERS WIDE ROAD
Selling Price..................................Php1,625,000.00
20% Required Downpayment..............325,000.00
Add: Processing Fees............................73,125.00
Total Downpayment..............................398,125.00
Less: Reservation....................................20,000.00
Net Downpayment.................................378,125.00
(Net DP Payable in 15 Mos W/out Interest)
Monthly DP if paid in 15 mos...............25,208.33
80% Balance Loanable .....................1,300,000.00
INHOUSE MONTHLY AMORTIZATION
5 yrs @ 18%/yr.....................................33,011.45
10 yrs @ 21%/yr....................................25,991.11
BANK / PAG-IBIG MONTHLY AMORTIZATION
5 yrs @ 10.5%/yr....................................27,942.07
10 yrs @ 10.5%/yr.................................17,541.55
15 yrs @ 10.5%/yr.................................14,370.18
20 yrs @ 10.5%/yr.................................12,979.18
25 yrs @ 10.5%/yr.................................12,274.36
30 yrs @ 10.5%/yr.................................11,891.61
NOTE
* Fire & MRI insurance not included in amortization. Estimated at .0005% of loanable amount.
* Transfer of Title cost not included.
* Processing fees includes One year Advance Real Property Tax & Insurances.
* Also includes Advance Homeowners Dues and Documentation/Notarial Fees.
* Bank / Inhouse processing will be processed by the Developer.
* Pag-ibig Financing will be applied/processed by the Buyer individually.
* Buyer will be paying the INHOUSE Monthly Amortization while Pagibig Housing Loan application and TITLE TRANSFER is on process.
* Prices May Have Change By the Time You Read This Ads.
* Please Ask For Updates.
AMENITIES
CARMONA ESTATES
Roman Catholic Church
Shuttle Service / Swimming Pool
Elegant Entrance Gate / 24 Hour Security
Landscaped Open Spaces / Landscaped Parks & Playground
Centralized Water System / Energized by MERALCO
Village Clubhouse & Multipurpose Area
A SCHOOL IS NOW CONSTRUCTED INSIDE CARMONA ESTATES
FREQUENTLY ASKED QUESTIONS
1. Reservation - is Php20,000.00 for this house for sale. It is not refundable but is part of the downpayment. Buyer can transfer reservation or payments to another person or unit provided under same developer and same price or price is higher than old unit. All payments made will be duly credited in the new owner/choosen unit. Walang penalty or mawawala sa paymentprovided updated ang account at nasa downpayment period pa. Just pay Php3,000.00 as transfer fee. Approval may takes 2 weeks.
2. Monthly Downpayment - your first downpayment will start 30-40 days after you paid your reservation. Hindi po sabay ang pagbabayad ng reservation at first downpayment.
3. Monthly Amortization - the first monthly amortization will start after you have fully paid the downpayment. Hindi po magsasabay ang monthly downpayment at monthly amortization.
HOUSE BUYING SALES PROCEDURE FOR 12 MONTH DOWNPAYMENT:
Month 1 - DAY 1..........Reservation
Day 7-15.....Submission of Requirements
Month 2.....1st Monthly Equity or Downpayment
Month 3......2nd Monthly Equity or Downpayment
Month 4.....3rd - 12th Monthly Equity or Downpayment
Month 14- 17....1st Monthly Amortization and House Turnover
4. Kailan Puede Lumipat - For BANK Financing - 3 mos. after full payment of downpayment and Bank loan take-out (bank has paid the developer). IN-HOUSE Financing- 3 mos. after full payment of downpayment puede na lumipat. No need for loan take-out. If the 80% balance is thru individual Pag-ibig Financing, after full payment of downpayment/equity and Pagibig take-out. For SPOT CASH BUYERS/FULL PAYMENT of downpayment (OF NOT RFO UNITS), house completion and turnover will still abide by Developer's house completion schedule as shown in the Inventory Sheet.
5. Ready for Occupancy Units - there are ready for occupancy (RFO) houses. Only in a very limited quantity. Should there be RFO houses, full payment of downpayment is required before Buyer can transfer. Please take note that turn-over houses has cement finish flooring in all floors. Buyer will shoulder the cost of tiles intallation.
6.) House Construction - Starts while Buyer is on downpayment period. By the time Buyer finish paying downpayment, house will be almost finish and ready for turn-over in 3 months.
7.) House Improvement - Developer only accepts deletion of tiles in Bathroom & Kitchen countertop. Deletion charge is Php1,000.00. Letter of request must be sent before house construction starts. Approval of request takes 2 weeks. Buyers will be informed. Buyer must get outside contractor to do the improvement of their unit. Buyer can only start installation of tiles/improvement after house is turned-over.
8.) REQUIRED DOCUMENTS - IN-HOUSE FINANCING
1.)Valid ID & TIN No.
2.) 3 pcs. ID picture 1x1 (husband & wife & Atty. in Fact)
3.) Residence Certificate (husband & wife Atty in Fact)
4.) Birth Certificate (for Single) or Marrriage Contract (for Married)
5.) Certificate of Employment
6.)Postdated checks: Developer will give a Bank Referral Letter so Buyer
can open a checking account. Only Php5,000.00 to open an account.:
A.) 12 pcs. as per Dp/Equity term choosen
B.) 36 pcs. for Monthly Amortization
C.) 1 pc. Guarantee Check
D.) 4 pcs. Real Property Tax for 5 yrs. or 9 pcs. for 10 yrs.
E.) TOTAL CHECKS .....53 CHECKS
IF OFW, ADD THESE DOCUMENTS:
7.) Passport
8.) Special Power of Attorney
9.) REQUIRED DOCUMENTS - BANK / PAG-IBIG FINANCING
1.) 3 pcs. ID picture 1x1 (applicant)
2.) 2 Valid ID's (if married: husband & wife & Attorney-in-Fact)
3.) Cedula
4.) Birth Certificate (if single) or Marriage Contract ( if Married)
5.) Proof of Billing Address or Certification from Owner if Renting
6.) Payslip (6 months)
7.) Photocopy of Bank Book (last 6 months) - English Translated
8.) TIN
9.) Certificate of Employment with Compensation (Consularized)
10.) Latest Income Tax Return or ITR
11.) Postdated Checks: Developer will give Bank Referral Letter so Buyer can open a checking account. Only Php5,000.00 to open an account
A.) 12 pcs. Downpayment or According to DP terms
B.) 1 PC. Guarantee Check
IF OFW, ADD THESE DOCUMENTS:
12.) Passport
13.) Special Power of Attorney duly Consularized in place of Work
14.) Job Contract
8.) Additional Lot - Buyer can buy a house and lot and lot only for more space.
RESERVE NOW!
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CONTACT NOW FOR FREE HOUSE VIEWING:
Virgie or Esmer Lazarte
Smartcell: 0908-884-7387
Suncell: 0922-326-3286
Manila Line...474-1093
ELEGANTDREAMHOUSES MARKETING STAFF:
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